[toomuchtodo]

Is this for domestic USD or international transfers? For domestic, FedNow is going live this year and will support instant settlement transfers up to $100k for a few cents per transfer. International transfers might be compelling depending on currency exchange rates.

https://www.frbservices.org/financial-services/fednow

[zachrosen23]

Both. FedNow is promising! Excited to give it a try when it goes live. If we can't build + distribute a product better than the federal reserve, we've got bigger problems :)