[paganel]

Looked to me like the OP was talking more generally, about all people.

And back to developers (I am one, but not living in the US), I don't think most of them own their place of living. I know I don't, so, yes, I have to work in order to have a roof over my head.

[ghaff]

Well, there are property taxes, insurance, maintenance, and other things that can add up even if you have a paid-off mortgage on a house.