[zwkrt]

Quite a broad generalization. Sounds like people who don't have an actual plan for their money other than to have more of it. The kind of person who retires and realizes they don't even know what to do now that they aren't striving for that $$$.

[klodolph]

Sure, there are all kinds of people with all sorts of ideas about what retirement will be like. And from my observations, more often than not, two people with different ideas about retirement will get married to each other.

Different ideas about retirement—such as retiring with different amounts of security, different standards of living, different amounts of money donated to charity, different locations, downsizing or not downsizing the house, living in the countryside or the city, traveling a lot or a little, etc.

My impression as someone who’s not retired is that you are signing up for a new relationship with your partner once you retire, and it’s hard to know what that new relationship will be like.

[camdenreslink]

Lifestyle creep is a thing. You may think you have a plan, but then get a slightly nicer house and slightly nicer cars and slightly nicer vacations…and suddenly now you need 1.5x the money you planned for.

[away271828]

I don't know. It's a big and somewhat irreversible decision from a pay and career perspective. I can certainly see people hesitate to make the plunge and maybe stretch things out a bit further even though they're pretty sure they're fine finacially.

[sulam]

Irreversible? If Tom Brady can come out retirement your typical tech worker will surely find it possible.

[ghaff]

I think it sort of is unless someone is a real name that lots of companies would fall over themselves to hire. For most tech workers--not limited to developers--if you decide to hang up your cleats in your late 50s or 60s, it's probably going to be difficult to change your mind a couple of years later. Part-time consulting is probably easier though. (Probably less so at the moment.)