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by smorrebrod 1221 days ago
To be clear, I'm from France and I have not heard of free instantaneous bank transfer with major banks
1 comments

This page[1] seems to imply instant SEPA transfers are a thing in France, but I don't know which banks support it.

[1] https://www.banque-france.fr/en/node/38530

Yes they are a thing but it can cost something like 1€ to actually use it. Although online-only banks now offer it for free.