[mattwdelong]

That's actually laid out quite nicely. And in theory, I really like it.

However, it's kind of like a last line of defense, where the rest of the defense is entirely broken. It's putting all your faith in that last line of defense, and hoping that the right scenario will play out. Eventually, it too, will fail. Still, the first line of defense has to be fixed. With that being said, it's a step in the right direction.