[csomar]

The carding ecosystem is going down. In the last two years, I saw a surprising uptick in the number of businesses that will charge a 2-3% fee if you pay with card. This is from the US to Europe to SEA.

My guess is that most commerce will start offloading this cost to customers especially as new payment methods become available (ie: wallets)

Lest government impose cards monopoly and force transactions with them, I think we have reached/are close to the peak of mastercard/visa.

[bombcar]

Iirc in the US at least the gov’t finally struck down the “must charge same as cash” requirement that the credit card companies were forcing on everyone.

And inflation has given them incentive to start actually doing it - at least two restaurants here have a cash discount now.

[dexterdog]

So few places actually followed that rule anyway, especially every gas station.

[bombcar]

Gas stations had a special exemption because they were totally willing to just not accept credit cards.