[galleywest200]

1. FTE comes with far more insurance types and benefits then just health, at least mine does.

2. "Freelancing doesn’t really mean taking those terrible contract jobs you see on job sites. Successful freelancers will build a reputation and offer services to companies, naming their own price in the proposals."

-- This makes sense, after you have built that reputation. What people are worried about is that start when you have _zero_ reputation and they need to have income and healthcare for themselves and their families. How long can this take? Weeks, months, years?

[pasttense01]

You start out keeping your 40 hour full-time job and do freelance work in the evenings and weekends. After you reach a reasonable income level freelancing you drop the full-time job.