[hocuspocus]

That's true pretty much everywhere on Earth.

Some countries smaller than the EU bloc have more complex regulations regarding online payments.

The EU managed to cut fees in half for its population and businesses, if you want to stay outside then why do you care?

[throwaway67743]

You're kind of agreeing at this point, despite what the EU believe they are not self sufficient and require international business - the only people who lose out by that not happening are citizens and there are already enough reasons doing business (or even buying) stuff from outside the EU is a tedious and expensive chore