[midmagico]

No, this is false, because you have a direct relationship with your bank in the form of a contract, payment for services, and a direct monetary/depositor relationship.

If this analogy were closer to reality, it would be like claiming that a bank has a fiduciary duty to someone who not only doesn't have an account with them, but also put their cash money in a barrel and deliberately burned it.

Except it's not even that, because there's no bank-like structure going on here. The code itself didn't create the forms of money that followed—it merely recognizes it as valid on an ongoing basis from people who used it to perform that work themselves.

So, I mean the analogy is false at any rate..