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by kube-system 1225 days ago
There are whole ton of reasons why vehicles and/or drivers are dropped or refused insurance every day, some of which are way more widespread than this particular story. Undoubtedly it’s part of the reason why millions of Americans drive illegally without insurance.

However, if you’re risky enough that no insurance company will touch you, but you are able to financially mitigate your risk to other drivers, many states will allow you to fulfill your legal insurance requirements by self-insuring. So it’s technically not correct (in many states) to say that you have to buy insurance. You usually just have to be able to prove you can afford the risk of a (minor to moderate) accident. For example, in California, you can deposit $35k at the DMV and drive with no insurance.