[Accujack]

Exactly. Paypal should be regulated as a bank. They're a de facto monopoly for auction payments, but they are covered by fewer banking rules than money transfer businesses.

They have no obligation to be fair and there is no real appeal path for any decision they make whether it's obviously wrong or not.

[bunbun69]

> de facto monopoly for auction payments

Source?

> there is no real appeal path for any decision they make

Source?

[Accujack]

1) Google "paypal market share"

2) Prove a negative? How about you search on Google for stories of people who lost money to paypal due to locked accounts? Lots of people just write off the money lost because there's no way to change Paypal's mind.