[kilgnad]

No, one scenario is slightly better because it gives you the choice to quit. In the other scenario there is no choice.

Times constantly change you won't always be in a situation where you have the finances to just quit just because you're frustrated with a job.

As a high paid SWE we often forget that A job is more then doing something you "like" to do, it is a means of survival. When times change, when hard times come or when some life changing event happens, being allowed to survive is a good thing.