[zeroonetwothree]

My reason for wanting more money is as insurance. Who knows if the future will be as favourable to our industry. Perhaps software will go into a giant slump and salaries will plummet closer to the median. Or perhaps I’ll have personal medical issues that make it difficult to continue working. Or there could be unforeseen personal expenses (kids, family emergency, I or my partner wants to quit working or change careers). Or any other things that I can’t even imagine. The “unknown unknowns” as they say.

So I make around 3x what I actually need to but save the rest. I expect to have enough to “retire” in a few years and then I’ll be able to pick jobs purely based on interest and fun and not pay. For me that’s worthwhile.

[lotsofpulp]

Same here. Due to demographic changes, I am predicting services and products I need in old age will be increasing in price at much quicker rates than in the past.