[mxuribe]

Also, at least in many areas in the U.S., gyms - or more likely gym chains - are among the fastest to resort to debt/collection agencies....which in the U.S. tend to act very predatory. I don't blame orgs for resorting to collection agencies for legitimate folks who want to get out of paying, but i know far too many people who have been "accidentally" put in the sights of these collection agencies, and have had their credit negatively impacted. It sucks that businesses have such power over citizens and their financial reputation - without as much recourse.