> do they have to have reasonable [...] criteria for access?
Unfortunately, PSD2 is built on the model that only (expensively) certified middlemen are supposed to directly make use of the APIs provided by banks (definitively not for direct access by actual bank customers), so no, they don't…
Unfortunately, PSD2 is built on the model that only (expensively) certified middlemen are supposed to directly make use of the APIs provided by banks (definitively not for direct access by actual bank customers), so no, they don't…