[evtaylor]

Dollero - https://dollero.app/

I created a personal budgeting web app which doesn't store any of your financial information in the cloud. Instead your budget data is stored locally in your browser with IndexedDB and is sync'd peer to peer with your other devices using WebRTC.

[aphit]

Looks heavily inspired by youneedabudget (YNAB). Accurate? I assume it is, since you offer an "import" from YNAB.

Did you start creating this after YNAB launched their higher prices or what was the impetus?

I have my doubts about there not being a dedicated app on the phone. The most important feature of YNAB is being able to easily add transactions and since you are going the route of no automated import, manual transaction adding from mobile will be CRITICAL to get perfect.

YNAB's solution is really, really good in that space. How does yours compare?

[evtaylor]

Thanks for taking a look at Dollero. I've been a YNAB Classic (YNAB4) user for almost a decade but was disappointed when they moved to a SaaS cloud based model (even though I understand their motivations). I enjoyed not paying a monthly fee and that syncing was supported through Dropbox where I had full control of my data. YNAB Classic hasn't been supported for a while and I didn't want to wait around for an OS update to kill it so I created Dollero.

I enter most of my transactions on my phone and I agree that the mobile experience is key. Dollero is a responsive PWA so it can be used offline and can be installed by "Adding to home screen" on a mobile device resulting in an experience that is very similar to a native app. I'm continuing to polish and improve that part of the app.

YNAB is a great product and is ideal for people who are new to budgeting and desire an automatic bank account import.

Dollero is for people who want an envelope budgeting system, like YNAB, but are price sensitive and value their privacy. Dollero is free to use. Data syncing between devices will be a small monthly fee (currently free while in beta) making it much more affordable than YNAB, especially for folks in low income countries. Dollero respects your privacy, your data stays in your browser and is synced directly between your devices. For existing YNAB users I've added back some features that were removed from the new YNAB like multi-month view and carrying negative category balances.

[msadowski]

This looks cool! Are you going to support multiple currencies?

[evtaylor]

Yes! I've felt some pain recently budgeting with USD/CAD and plan to add support for this.

[shyn3]

Would be cool if it can scan your receipts and itemize them.

[evtaylor]

I would love that as well. I was thinking even adding an attachment photo/scan of a receipt could be valuable as a first step.

[shyn3]

Yeah because you can always OCR later. Also make it a paid option so you can cook into Azure Cognitive Service or something similar.

One thing I always wanted to have is automatic consolidation of receipts with credit and debit. Then with the itemization be able to list the weight/size so you can track shrink flation. I found it too hard to do this. My bank surprisingly had this feature but got rid of it.

Now I just set a savings rate and withdraw it. All the apps seem to have high friction. Also shared budgets are another challenge.

[bszupnick]

Is this open sourced?

[evtaylor]

It's currently not open sourced although that is an option I'm open too someday