I don’t understand. Cashing out a CC, paying fees, avoiding being out of money and having $ on the account - these statements mixed together make no sense to me.
Sorry, I mixed up one thing:
Paid for things with credit card. Got paid salary on current account but not paying back credit card out of fear of having 0 on current account. Paying fees while the money on current account just sits there, making that person believe to not be broke. Ridiculous