We should introduce an industry best practice for account management. A "/.well-known" url for changing passwords would make this trivial to do in bulk with a password manager.
The functionality provided by such an API could be limited to disabling the account until the password is manually reset given that the client provides a valid email and password. The blast radius for that would be pretty small.
I don't use 90% of the entries in my password manager on a monthly basis so anything that allows me to delay the password change on hundreds of accounts until I need to use the account again would be valuable.
I don't think this matters that much. Most accounts are just for random websites that don't let you use basic functionality without a login. Being able to manage such accounts efficiently & without dark patterns in one program would be a massive time-saver, but whether a bad actor takes a few seconds or a few minutes to take over my important accounts I'm screwed either way.