[temphn]

  What you want to know is that somewhere there’s a 
  regulator who might stop the bank. But you don’t want to 
  hear that the regulator we really need to call upon is 
  you, yourself. 

Eben Moglen, libertarian. Amazing to hear him say something so clean and simple. The only regulation that works is people voting with their wallets.

[nextparadigms]

People need to take more responsibility for themselves and stop asking the Government to solve all their problems. They are only inviting trouble down the road as the Government gets bigger, more controlling and has more power over the population. All of that makes it harder to change the status quo, too.

[freshhawk]

You know your solution is garbage when it starts with "the first thing we need to do is change fundamental human behaviour"