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by coldpie
1244 days ago
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> Surely a bank could just ask your payslip info and get a more accurate feel whether or not you are creditworthy? They do that, too. You have to provide all of your income data over the past like 3 years and explain any extra income (why did your parents give you $1000 a couple years ago?). Credit score is just one more datapoint, and I think it's more about your score being "not bad" (i.e. you didn't screw a previous creditor) than it is about it being "good." |
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