[scarface74]

And how is that any different? Money is still coming out of your account electronically. In the US, I can walk around with just my Watch to pay.

[ramraj07]

No hidden fees to anyone.

[scarface74]

Of course the payment processor always takes a cut.

[ramraj07]

Please look up how the UPI system works in india. The processor is the government and they don’t take a cut.