Why is it brutal? The legal status is just a document; the commitment to mutual care still seems present and honored. Why would it be honoring that commitment to leave one spouse in extreme medical debt, and the other spouse with the guilt of that?
(If you read "may want to divorce to avoid their medical bills" as "you should break up with them", I don't think you interpreted the suggestion correctly.)
(If you read "may want to divorce to avoid their medical bills" as "you should break up with them", I don't think you interpreted the suggestion correctly.)