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by nicolas_t
1248 days ago
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With regards to clients not paying on time or going bankrupt, one data point, after being freenlance for 18 years, I have lost about 3% to unpaid work, conflicts with clients etc... Besides this, I've had quite a few clients who have been late (up to 3 months) When I first started, I remember researching a lot and reading that to expect 5% loss as a rule of thumb and have enough runway to last a year without income, I think that's a good rule to keep in mind. |
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