[DangitBobby]

> if you leave a job with an employer managed pension within 2 years, you can instead refund your entire contributions and either keep them or invest them in your new pension scheme

What happens if you leave in 3 years? Is it a 2-year window that vests or once vested forever vested?

[Macha]

For N > 2 years, everything in the fund is tax-exempt (even funds contributed less than 2 years ago), but you no longer get the option to refund your contributions to cash when moving, you need to wait until you're 50 to start withdrawals.