[smallnix]

Or consider this, a person that manages to take out a loan and then dies before repaying can cheat the bank.

[ehecatl42]

It has crossed my mind to take such a loan, spend it on waygu and Château Lafite and that euthanasia place (Dignitas?) in Switzerland. Cheat the bank and the pain of dying. But then again, I am curious to see how things turn out, and that I won't know until my computation is complete.

[Dalewyn]

Not necessarily; any guarantors and/or successors will have to deal with that outstanding debt.