[JakkTrent]

I clearly use too many emojis if removing renders my text structure to that mess. The only thing I want to fix is the missing word doing from *as not DOING a fucking thing. Just sit down. Stop. Don't make payments - when they threaten your credit say, "fantastic, I'm done buying things" - when they mention morals and ethics, say your doing for this the planet and our survival as a species. Seriously. This is what I say to student loan collectors and I've had my loans returned to the university the very next day in one instance (typically over a year)

[vuln]

So you took on debt knowning you wouldn't repay it? That's theft. Your whole comment is a weird flex. Enjoy yourself.

[NemoNobody]

No, I was tricked into this debt and I can't go bankrupt on it. I love that my choice to be poor is a flex tho - thats rich. I refuse to pay those that took advantage of my youthful ignorance for the rest of my life.

[vuln]

How were you "tricked" into debt? Did you not do due diligence? Prior research on the commitment you made? Forced to commit under duress?

Ignorance is not an alibi.

Or as my buddy GW put it

“Ignorance of the law is no excuse in any country. If it were, the laws would lose their effect, because it can always be pretended.”

[NemoNobody]

It should be my right to go bankrupt buddy - that's the part that proves this is fucked. I've watched so many business owners take on debt with the intent of going bankrupt - that's happening every single day. I was ignorant, but I was walked into those loans by the financial aid office at my state public university.

I refuse to pay - I want to accept the consequences of not paying, take the hit on my credit report for 10 years and move on with my life.

That I can't is dangerous for everyone. Societies that create too many of me - end.