[D13Fd]

> Cross-border payments

My impression is that cross-border payments are a pretty small use case, especially if you mean legal cross-border payments. I.e., “something the law allows you to do but you can’t find a financial institution to do it.”

> censorship-resistance

Sure, but again, fairly niche at this point in time in western countries. Most financial censorship cases I’ve heard of in the U.S. sounded pretty well deserved.

> trust networks

This is a niche of a niche outside. You could just say “cryptography enthusiasts” instead.

> access to credit

Example? As in, someone with bad credit can still borrow on crypto?