[MinorTom]

Late answer:

If your foreign card is a Visa or MasterCard you should have to choose credit for your transaction to go through. In this case you still have the same chargeback rights as you would have for a transaction at home, but that might not be any (nb: even if chargebacks aren't a thing in your home country the brand rules on them still apply. Some banks will do one if you ask them nicely.)

If it's a Maestro card you should probably try credit first, but I'm not sure.

If it's a VPay card you're relying on pure luck anyway.