[traceroute66]

> No one here has asked you about your risk tolerance.

Very much this.

There are too many idiots on the internet dishing out so-called "investment" advice without any sort of consideration of suitability for the person doing the asking.

In most cases the person doing the asking will not be willing to air sufficient dirty laundry in public to give a correct personal picture of their financial circumstances.

Hence people who give unsubstantiated "investment" advice should always be avoided.