[traceroute66]

> have a decent amount of savings in cash

How much is a "decent amount" ?

If its not equivalent to 6–12 months salary, then its not enough.

Yes, the foolhardy will try to tell you that 6–12 months cash in the bank is deadwood. But they are wrong.

What happens if you lost your job tomorrow ? You're unlikely to walk straight into another job are you!

What happens if some other $expensive_shit hits the fan ? Trust me, you'll be grateful for a cash cushion.

Make sure you always have a decent cash cushion before you start looking at investing with those dangerous rose-tinted spectacles.

[poordadrichson]

My savings / monthly living cost gives me a good 5-6 years of comfortable living