[gymbeaux]

There is NO point in living paycheck to paycheck, because eventually you will be unable to work and will have to pay the piper for not saving for retirement/an emergency.

If people have to choose between living paycheck to paycheck or living in a smaller house/driving an older car/not eating out as much, the choice should be clear, but it’s not to most people.

[adrianN]

There are a large number of people who have no alternative to living paycheck to paycheck. You make it sound like it's a choice.

[gymbeaux]

It’s a choice for many. I’m glad we aren’t forgetting about the less-fortunate in the world, but let’s be realistic too- at least in America, the middle class is pretty much entirely subscribed to consumerism. New iPhone every year, BMW when Toyota would suffice, etc.

[gymbeaux]

Whether it’s a choice is irrelevant