[s1artibartfast]

>Contrary to the article, balance is impossible first because our economy and low-paying jobs are designed to lock people in them, creating a cycle of living paycheck to paycheck and barely surviving financially.

I would add government incentives to the list. Welfare benefit cliffs [1] are a real issue as well. If your net income plus benefits is higher with a 20k income than a 60k income, you have very little incentive to improve your earnings, especially if you have children that depend on your benefits.

https://fee.org/articles/if-you-accept-this-raise-you-fall-o...