[Apreche]

Invest in yourself. Everyone is in the same boat together. Just be the best you that you can be.

[WXLCKNO]

While it's a nice sentiment, it's not very actionable.

The question is coming from someone who saw his family go through financial hardship previously.

We're all in the same boat, like the people on the titanic were.

OP is asking how to get onto a lifeboat.