[SubuSS]

I think you should pick friends rather than choose whether you loan or not.

I’ve never loaned money to folks who I don’t have a strong relationship with. Extended Family has found this out the hard way. On the other hand - I’ve never thought twice about money transactions with closer friends. Obviously they value the relationship the same as I do. I’ve had friends loan me 5 digits for a couple of days because my Schwab didn’t settle in time and I wanted to close a property. We’ve have done so many vacations with friends where thousands are transacted and settled. It seems weird that you’d special case money alone.