[nealbozeman]

Thanks for the nice comment! Ping me [e-mail] and I'll leave you some Metrics :) . Anyone else interested, can ping me, too. I'll leave you a "cash" pickup that you take using a QR code or URL.

The thing about centralization is that you have to abide by banking laws in each country, so accounts that are verified would have an identity that goes with them. This is the trade-off with crypto, but even crypto doesn't have this benefit because to get involved, you go through a centralized, regulated exchange.

Transactions and identities on the CBDC are private as there is no public ledger, but warrants can still be used to compel the bank to give information on an account, same as any other bank.

In my opinion, liquid staking + inflation still has the classic liquidity trap problem. You want to hold the "currency" rather than spend it, and there's not really a process to acquire the currency, other than exchanging other money for it. UBI is a process to acquire the currency, and the tax an incentive to spend it and spread it.

I will do grants this year that people can use to make new business and get new money in to circulation. Employees of businesses getting grants will also get verified accounts.