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I live in a semi-rural area. There's no utility gas near me; we're too sparse for that to make sense. I'd guess most of the houses have big propane tanks (i've got two 250 gallon tanks) and there's several different companies that will come out and fill the tanks. In the nearby urban area, there's utility gas, but then they're trying to outlaw that for indoor air quality reasons.

I don't have utility water; it's available on my street, but it doesn't run by my house, it stops at a much lower elevation, our well water is fine (although we had to replace the well pump recently which was expensive). No utility sewer either, that's available in parts of my area, but mostly places with density or poor site conditions for septic or both.

Electricity is mostly overhead, with a little bit of underground telephone has a lot of undergrounding, but some overhead, cable and municipal fiber are almost all overhead. But when those are undergrounded here, they're on the sides of the road (directly under the overhead path) not under the road. That way it's easier to get to them for maintenance when needed.