[22289d]

Thanks for that. As a new Stripe user I've been worried about this. Waking up one day to find my account locked and money frozen. Sounds like if I simply run a clean business, I don't have much to worry about. Logically that makes sense, it's in your interest for me to keep swiping cards.

Coinbase also has a lot of this type of stuff and I've long suspected the same. It's people doing shady stuff and trying anything they can think of to get their shady money, which Coinbase has frozen.

As for part of the OP's question: Stripe absolutely has one unique thing. Amazing developer infrastructure. And even a lot of stuff built on top of their infrastructure by others. For example: I'm using Laravel Cashier. It saves me so much time building and I can do all sorts of cool stuff with it. Setting up a merchant account with Chase or whatever, you're not going to get all of that.

[smca]

I'm glad to hear that (and that you're a new Stripe user!). If you do ever have an issue and you're not getting the support you need, you can reach me at my HN username @stripe.com.

[22289d]

Hopefully it's never needed but I appreciate that, saved it. Thanks!