[lotsofpulp]

That sucks, I have not experienced that in NY/NJ/CA/WA.

NJ even has a public document listing all the insurance prices, and they matched the amount quoted to me by the insurance agent for my business.

https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...

BCBS is also a network, not the insurance company. So you never buy insurance from BCBS, but rather whichever insurance company has chosen to be a franchise, such as Regence, Horizon NJ, Independence, Elevance, etc.

[yamtaddle]

Yeah, my impression is that healthcare exchange plans are much better and cheaper in blue states than out here in flyover country. It's a shitshow out here. A wallet-emptying shitshow. Not exactly worse than before—at least stuff like pre-existing condition exclusions are gone—but definitely not good either.