[Eumenes]

You can find a bronze plan on the healthcare market place for < $300/month. I'm self employed, paying around that for an HSA eligible plan, and haven't seen a doctor in 5+ year. Mostly keep it for the HSA account/investing, or I'd forgo it. If your spouse has a FT/W2 job, they'd likely get solid health insurance to cover the family.

[ericbarrett]

This varies wildly by state. Where I live the cheapest bronze plan in 2022 was $700/mo with no dependents.

[lotsofpulp]

It varies more by age. A bronze plan under $300 per month is only possible for someone in their 20s.

You can see premiums for 2023 for NJ here for all ages and plans, and adjust up or down 20% for other states.:

https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...

https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...