[kijin]

I dunno where you got the idea that South Korea still clings to paper-based number cards, but OTP tokens have been in use for the better part of a decade here. Nowadays you don't even need hardware tokens, since it's considered OK to replace them with mobile apps that use TPM to manage keys.

[maxgashkov]

I’ve got the idea from the parent comment obviously. It’s cool that the practice of paper cards is not as widespread as I thought after reading it.

[ravel-bar-foo]

Sorry about that. My bank still provides me with cards. I never asked about a OTP dongle and I don't want to enable mobile banking, so cards it is. But almost everyone in Korea (who isn't paranoid about a single compromised device) is now on mobile banking, rather than website banking.