[lencastre]

So you are financing your client. Same thing happens in the construction industry. Client pays 30 days after invoice (which can only be issued after an IPC is signed), then the main contractor pays all subcontractors 30 to 60 days after and their IPCs must VE proportionally to the Main Client approved IPC, in turn subcontractors pay material suppliers and equipment rentals after that. The only payment “on-time” are taxes and salaries, freelancers are treated as suppliers of course. In the Iberian Peninsula it wasn’t unheard of 180 days after invoice. And there is only so much you can blame on SAP.