[rofo1]

> It really drew the point home that a random non-insider individual who thinks can do that over decades is likely delusional)

You are, of course, correct, and it has been proven time and time again. People think that just because we had a few years of 0% rates that they are somehow geniuses who can do 15% CAGR for 50 years without a problem.

In reality, almost nobody can beat the S&P500 low-cost index fund, after all expenses. People still dream, though.