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https://pages.nist.gov/800-63-3/sp800-63b.html#memsecret They refer to it as a “Memorized Secret“. The appendix, “Strength of Memorized Secrets” is informative rather than a guideline, but I would recommend quoting it too in such discussions: > composition rules, which require the user to choose passwords constructed using a mix of character types, such as at least one digit, uppercase letter, and symbol. However, analyses of breached password databases reveal that the benefit of such rules is not nearly as significant as initially thought… although the impact on usability and memorability is severe |
There’s also this great quote:
Verifiers SHOULD NOT impose other composition rules (e.g., requiring mixtures of different character types or prohibiting consecutively repeated characters) for memorized secrets. Verifiers SHOULD NOT require memorized secrets to be changed arbitrarily (e.g., periodically).
There’s other great stuff in there as well like that you should allow users to “paste” passwords and potential passwords should be checked against a list of known bad ones.