[sethd]

I live in FL too and there are basements for sure. :) I don’t have one but I’ve seen plenty.

As for crawl spaces, they’re really common on older homes up here (central FL); I have one.

[bodangly]

I guess you guys have some firmer land up there. Here if it isn't pure swamp, its limestone which water has no problem passing through, hence no basements in most locations.