[TedDoesntTalk]

I think I’m confusing RSUs and ESPP shares. The latter I’ve gotten discounted by 15% of the market price. If I sell them immediately, the 15% gain is taxable as income tax. If I hold them for a time (a year?), then sell, tax on gains are paid as cap gains not income tax. Of course the gain/loss at that time is anyone’s guess.

Sorry for the confusion.

[idunno246]

yea, this tracks for mixing up rsu/espp. youre close enough, but espp are super confusing. the 15% discount is always income tax, even if you sell them years later. most plans do a 'lower of price between now and the beginning of the offering period.' this is called the bargain element, and that's the part that has tax advantages(qualified disposition) for holding 2 years from the start of the offering period(so usually another 18 months since most offering periods are 6 months)