[kthejoker2]

Right, but we're also an above median family size (again: 4 kids.)

I could easily drop 20-25k from that spending if we didn't have kids - in fact, at the time I had my first kid, my mortgage was $24k/year, my bills were nearly 40% lower than they are now, and I didn't track food and clothes budgets back then but even if they were 80% of present day levels (I suspect it was much lower) that'd put us right around $40k/year.

But I also am on the real estate property ladder, so I think it'd be foolish for me to spend any less of our income on our housing than I do, so counting it as pure "expenditure" is a bit misleading.

Also since someone asked this year I paid $2,200 in healthcare distributions on top of $750 annual premiums.

[rr808]

Thanks for putting all the numbers down its always interesting. I'm jealous and scared of having 4 kids. :)