[bokohut]

For those seeking official sources of direction which include these points and more I highly encourage starting with the basics of financial management. While these basics lead into many other areas of complex understanding always start with the basics. This one college class guided me more than any other outside of my career path of software development and I still have that college book. Financial management should be taught starting in elementary school but getting it into high school curriculums is good a start.

"In the last two years, five states — Ohio, Mississippi, North Carolina, Nebraska and Rhode Island — passed legislation requiring that students take a full semester standalone personal finance education course in high school, doubling the total number of states with such a mandate."