[gloryjulio]

If u treat ur credit card just like debit card u will never need to be end up in the situation in the first place. Don't spend what u didn't earn. And I use autopsy when I got my first credit card when I was still in school by just asking the bank for this service from instinct. I got plenty of discount and never needed paid interest once.

If u didn't earn it, it's not ur money. Don't spend what's not urs. I don't think that's hard to understand