[graeber_28927]

Buying a house also has a risk: what if your house gets flooded due to a broken pipe two months after you moved in? What if they tricked you and you learnt late that the communal garbage bins are stored under your kitchen window, and the property management doesn't let you move them? When you rent, moving is "cheap" and easy, in comparison.

Also, taking on 30 years of debt is something, that mathematically might make sense, and many people handle it easily, but it's a huge mental burden to others. You take on the risk above, on the assumption that your income is stable for 30 years, but then you break your leg and get fired during corona. I don't have data on this, but 2/3 of the parents of my sister's classmates were divorced, so how do you smartly assume a stable family income for decades while not being naive about it?

This is all for "poor" people, who can't afford the risks mentioned.