[panick21_]

Nations with higher % of home ownership don't actually end up being wealthier or have lower rates of poverty.

And if you have a nation where you have lots of apartments buildings, you can actually buy an apartment if you want. And even as a reasonably poor person you might be able to afford mortgage on a cheapish apartment.

And even if you concede this example, housing is a special category and one the largest expanses. The whole 'boots' analogy suggest this is an everyday situation.